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Common questions regarding insurance claims and public adjusters.

Can I prepare my own claim?

Sure, but it stands to reason that the licensed public insurance adjuster who has years of experience and training can do so with more competence than the policyholder.

More specifically, a public insurance adjuster will assist you in the preparation of inventories, estimates and other factual proofs of loss. He or she will handle all the necessary details for compiling and filing claims, as required by the terms of your insurance policies. Your public insurance adjuster will also confer, on your behalf, with insurance company representatives and handle all matters essential to a proper and satisfactory adjustment.

"We're always there when you need us most"

The typical fire policy contains hundreds of provisions and stipulations – various forms and riders that are constantly changing and many complex details about your requirements in case of loss. Most people do not know or understand these policy provisions – and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced licensed public insurance adjuster rather than an inexperienced insured.

A licensed public insurance adjuster not only has your confidence, but also that of company adjusters who recognize that they are dealing with a professional.

In the event of a fire or similar destruction of property does my insurance pay the entire loss?

This depends upon the type and amount of insurance you carry. It also depends on your expertise or the expertise of your representative, not that of the insurance company’s adjuster. Many insurance policies may pay more than the amount shown on the declaration page. A licensed public adjuster working for you can determine everything to which you are entitled.

To learn more call 1-866-450-8520. Here at RHI Claims Specialist, Inc. our experienced staff are ready to assist you with any questions you may have regarding your policy or claim.

When was the last time you read and understood the insurance policy that covers your home or business?

  • Many people have difficulty understanding the technical language of the insurance policy and the complicated procedures they must follow to comply with the policy’s terms.
  • Most people do not realize that insurance company adjusters are trained professionals who represent the interests of the insurance company which employs them.
  • You can protect your interests by employing a licensed public adjuster whose sole responsibility is to serve you, the insured.
  • Licensed public adjusters are retained for the adjustment of insured claims due to fire, wind, water, vandalism, and other perils. The public insurance adjuster serves commercial businesses, financial institutions, professional firms, homeowners, and the general insuring public.
  • If a loss occurs, you should give immediate consideration to engaging the services of a public insurance adjuster, specifically one accredited by the National Association of Public Insurance Adjusters (NAPIA).

To learn more call 1-866-450-8520. Here at RHI Claims Specialist, Inc. our experienced staff are ready to assist you with any questions you may have regarding your policy or claim.

    What is a Public Adjuster?

    The RHI Claims Specialist Team!

    "We're always there when you need us most"

    Public Adjusters are professionals who are employed exclusively by the policyholder who has sustained an insured loss.  They handle every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possible.  A Public Adjuster inspects the loss site immediately, analyzes the damages, assembles claim support data, reviews the insured’s coverage, determines current replacement costs and exclusively serves the client, not the insurance company.

    To learn more call 1-866-450-8520. Here at RHI Claims Specialist, Inc. our experienced staff are ready to assist you with any questions you may have regarding your policy or claim.